Home Buying

HomeLoanGurus' preferred lender partner, Cardinal Financial is offering a down payment assistance program for first time home buyers. Qualification are similar to an FHA loan.

An FHA home loan is a Federal Housing Administration loan specifically for first time home buyers and borrowers with challenged credit.

HomeLoanGurus and our lenders have joined forces to offer Realtors direct access to a leading FHA home loan team for buyers with credit scores that range from 500 - 620. With the help of Realtors across the state, HomeLoanGurus has supported lenders in their growth to be some of the largest FHA loan producers in Texas.‍

At HomeLoanGurus we know that it can be challenging to purchase a home with bad credit, but it's not impossible. We specialize in assisting first time home buyers or borrowers with credit scores below 620 get approved for a home loan. We came up with some high level steps you can take to improve your chances of buying a home with bad credit:

For many people, the process of buying a home can seem very intimidating. This is not always the case. The process is fluid and different for everyone, but following these steps can ease the nervousness that comes with buying a home…

Purchasing a house can be a daunting task, especially if you have a bad credit score. However, it is not impossible. Approximately 16% of Americans have bad credit, but there are multiple options available to buy a house in Texas despite this setback.